A business correspondent to several banks, Apoorvam Trust offers group-based microloans to rural Indian women, empowering them to live financially independent lives.
Skill Development
We collaborate with polytechnics, ITIs, institutions recognised by the National Skill Development Corporation, and RSETIs supported by banks. These institutions have constructed the necessary facilities and infrastructure to conduct skill-development programmes. We make it easier for our members and their families to access training and livelihood skills through these organisations. In addition, members receive a placement offer from a reputable company through network partners after completing the course. Members are encouraged to work for themselves, and we assist them by obtaining credit connection from our partner banks.
Our Services
Microfinance Loans
We offer microloans to Self Help and Joint Liability Groups, which are groups of 4 to 10 people who band together to apply for a loan from a bank under a shared assurance.
MSME Loans
Small and mid-sized firms can get secured loans up to 10 lakh and unsecure loans up to 3 lakh. A typical mortgage loan is between 5 and 10 lakhs. Our loan terms for secured loans can be up to 60 months, while those for unsecured loans range from 12 to 36 months.
Saving Account
Several banks offer M-ATMs to personal accounts to make withdrawals simple. Members have options for adjusting loan EMIs.
provides loans to poor women to build and expand small businesses.
To offer creative and enduring financial services, together with HELP, to help impoverished women break the cycle of poverty and improve their quality of life and that of their families.
Providing access to financial services to those in need, microfinance is a powerful instrument for reducing poverty and increasing economic opportunity.
Creating a bridge between banks and the poor
Impact evaluations have shown that microloans for income-producing endeavours enhance people's lives by raising their incomes.
Our "Self Help Groups" lending partner "Canara Bank" a Government of India Undertaking Bank.
How We Do
